By Jonas Silver, Town of Knightdale PIO
North Carolina Insurance Commissioner and State Fire Marshal Mike Causey announced today that the Knightdale Fire District completed its routine inspection and received a Municipal Rating of three, effective September 1, 2017.
The inspection, conducted by officials with the Department of Insurance Office of State Fire Marshal (OSFM), is required on a regular basis as part of the North Carolina Response Rating System (NCRRS). Public Protection Classification inspections (PPC) occur every 10 years. Among other things, the routine inspections look for proper staffing levels, sufficient equipment, proper maintenance of equipment, communications capabilities, and availability of a water source.
The NCRRS rating system ranges from one (highest) to ten (not recognized as a certified fire department by the state), with most rural departments falling into the 9S category. While lower ratings do not necessarily indicate poor service, a higher rating does suggest that a department is overall better equipped to respond to fires in its district.
The Knightdale Fire District encompasses all of Knightdale town limits, with the area outside town limits served by Eastern Wake Fire Department (their PPC rating is six).
Higher PPC ratings may also significantly lower homeowners insurance rates in that fire district. The rating’s effective date, September 1, 2017, means that a potential insurance rate reduction might come into effect at the time of a policy renewal. Most policies have the fire protection class for the department that serves them. If a homeowner find that after September that PPC is incorrect, then they should contact their insurance carrier asking for it to be corrected.
Knightdale’s Fire Chief, Tim Guffey, stated:
“We are very proud to have shown that we continuously work to improve our department’s capabilities to protect the residents of the Town of Knightdale. I would like to thank all of our staff who worked so hard and diligently through the years, doing all the many things that contribute to improving our ISO rating. I am especially proud of our staff’s efforts in Community Risk Reduction, obtaining one of the highest scores recorded in North Carolina for this area. We appreciate the support we received from the other Town Departments and from our Town Council and look forward to working with them, striving to reduce the risk to life and property from fires in Knightdale.”
Said Commissioner Causey:
“I’d like to congratulate Chief Guffey for the department’s performance and for the hard work of all the department members. The citizens in the Town of these districts should rest easy knowing they have a fine group of firefighters protecting them and their property in case of an emergency.”
State law requires OSFM officials to inspect departments serving districts of 100,000 people or less, which makes up all but six of the state’s fire districts.